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USDT payments

Accept USDT (Tether) payments — TRC20, ERC20, BEP20

Accept USDT as a stablecoin for predictable revenue without exposure to crypto volatility. Supports Tether on Tron (TRC20), Ethereum (ERC20), and Binance Smart Chain (BEP20). Direct-to-wallet settlement, 1% flat fee, no middleman.

USDT-TRC20 (Tron) USDT-ERC20 (Ethereum) USDT-BEP20 (BSC) Stablecoin Instant settlement

USDT (Tether) is the most widely used stablecoin in crypto, pegged 1:1 to the US dollar. For merchants, it offers the speed and finality of a crypto payment with the price stability of a fiat currency — no swings between the moment a customer pays and the moment you receive the funds.

CryptoPayCheckout supports USDT on all three major networks: TRC20 (Tron, lowest fees, ~$1 per transfer), ERC20 (Ethereum, most liquid), and BEP20 (Binance Smart Chain, fast + cheap). Your customer picks the network they have funds on; you receive USDT in the wallet you configured.

Pay a flat 1% service fee, automatically forwarded to your wallet after on-chain confirmation. No monthly fees, no setup costs, no minimum volume. Perfect for SaaS subscriptions, digital products, freelance invoicing, or any merchant who wants dollar-stable crypto revenue.

Everything you need to accept USDT

Dollar-stable

USDT is pegged 1:1 to USD. $100 in USDT today is $100 in USDT tomorrow — no volatility risk.

Three networks

Accept USDT on Tron, Ethereum, or BSC — whichever network your customers prefer.

Fast confirmation

TRC20 USDT confirms in ~1 minute with transfer fees under $1. Ideal for small payments.

Flat 1% fee

No hidden tiers, no monthly minimum, no ACH or card-processor markup. Just 1%.

No chargebacks

Crypto payments are final. Eliminate friendly fraud and payment disputes entirely.

One API call

POST a payment, get a checkout URL, redirect your customer. Done in five minutes.

Accept USDT in five minutes

Create a payment with a single API call. We handle blockchain monitoring, confirmations, exchange rate pricing, and automatic settlement to your wallet. Get notified via webhook when the payment confirms.

Read the full docs
// Accept USDT on the Tron network (TRC20)
const res = await fetch('https://cryptopaycheckout.com/api/v1/payment/create', {
  method: 'POST',
  headers: {
    'X-API-Key': YOUR_API_KEY,
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: 49.99,
    currency: 'USDT_TRC20',   // or USDT_ERC20, USDT_BEP20
    order_id: 'order_12345'
  })
})

const { checkout_url } = await res.json()
window.location = checkout_url

Common questions

Which USDT network should I accept?
For most merchants, USDT-TRC20 (Tron) is the best default — it has the lowest network fees (around $1 per transfer) and confirms within about a minute. Accept all three to give your customers flexibility.
What is the minimum USDT payment?
There is no platform minimum, but the transaction must cover network fees. For USDT-TRC20, payments as low as $2–$5 are viable. For USDT-ERC20, higher amounts ($25+) make more sense due to Ethereum gas costs.
Are there chargebacks with USDT?
No. Once a USDT transaction confirms on-chain, it is final. There are no friendly fraud reversals, no dispute process, and no issuer clawbacks.
How fast do USDT payments confirm?
TRC20 confirms in ~1 minute (20 blocks), BEP20 in ~1 minute (15 blocks), ERC20 in ~3 minutes (12 blocks). Funds are forwarded to your wallet immediately after confirmation.
Do I need KYC to accept USDT?
No. Sign up with an email, add your USDT wallet address, and you can start accepting Tether payments immediately.
Can my customer pay in another coin and I receive USDT?
Yes. Customers can pay in any of 1,000+ supported coins (BTC, ETH, SOL, DOGE, etc.) and CryptoPayCheckout will automatically convert to USDT before sending it to your wallet.
Is USDT taxed?
USDT is treated as a cryptocurrency for most tax purposes. Receiving USDT for goods or services is generally a taxable event. Consult your local tax advisor for specifics.

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